1. Acceptance of Terms
By accessing and using Calculator Tools Professional (the "Website"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. Our tools are provided for personal, non-commercial use only.
2. Use of Calculators
All calculators on this site are designed to provide estimates for informational and educational purposes. The results generated by these tools are not guaranteed to be accurate or applicable to your specific circumstances. We do not provide financial, legal, medical, or professional advice.
You should always consult with a qualified professional (such as a financial advisor, tax professional, or healthcare provider) before making any significant decisions based on the results of our calculators.
3. Accuracy of Information
While we strive to keep our tools updated with the latest 2026 standards for taxes, mortgage rates, and health metrics, we make no warranties or representations regarding the completeness, reliability, or accuracy of the information provided on the Website.
4. Intellectual Property
The content, design, and logic of our calculators are the intellectual property of Calculator Tools Professional. You may not reproduce, distribute, or create derivative works from our Website without express written permission.
5. Limitation of Liability
Calculator Tools Professional and its operators shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use the Website or the results provided by our tools.
6. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Your continued use of the Website after changes are posted constitutes your acceptance of the revised terms.
7. Governing Law
These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the Website operator resides, without regard to its conflict of law provisions.